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How to Differentiate Necessities from Wants
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[QUOTE="Abigael, post: 335317, member: 25357"] This is very true. Differentiating between necessities and wants is the first important step to spending money well. Necessities are your basic needs; food, shelter and clothing. But it does not stop there, you need to decide on what you can afford. For instance, why go for designer clothes when you cannot afford them, you are better off shopping for your clothes at the second hand thrift store. This awareness has to come before budgeting. That way, you can budget on your necessities as a priority. [/QUOTE]
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