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Personal loan
How to determine the initial interest rate of a personal loan
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[QUOTE="Ramolak19, post: 336799, member: 72962"] A personal loan's initial interest rate is usually influenced by a number of variables, including your credit score, financial history, loan amount, and loan period. Lenders evaluate the degree of risk involved in making a loan to you based on this information. A major factor is your credit score; a higher score could make you eligible for cheaper rates. Furthermore, the initial interest rate that is offered may also be influenced by the lender's rules and the state of the market. It's best to browse around and compare offers from several lenders to locate the most affordable alternative that suits your financial condition in order to ascertain your exact rate. Never forget to thoroughly review the terms and conditions before accepting a loan offer. [/QUOTE]
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How to determine the initial interest rate of a personal loan
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