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How To Calculate Credit Card Utilization
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[QUOTE="Nite, post: 334599, member: 28512"] Credit card utilization is an important factor to consider when managing your finances. By keeping track of your credit card utilization, you can effectively stay within your credit limit and avoid exceeding it. This is important because going over your credit limit can result in additional fees and penalties. Also, maintaining a low credit card utilization ratio can positively impact your credit score. Lenders often view individuals with lower utilization ratios as more responsible borrowers, which can lead to better interest rates and loan terms in the future. [/QUOTE]
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