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How to avoid taking loan
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[QUOTE="Abigael, post: 277126, member: 25357"] Avoiding debt may seem like an impossible thing to do. Especially if you are used to living from debt to debt. There comes a time when it becomes necessary to forgo debt and live a financially stable life. The first thing you need to do is to realize the cause of you being in debt a lot. Some of the reasons could be; [INDENT][LIST] [*]You are not earning enough money to achieve your financial needs. [*]You are not living within your means. [*]You don't save for emergency situations. [*]You have a gambling problem or any other addiction that needs you to spend money. [/LIST][/INDENT] Once you are aware of these things, it gets easier to start resolving your debt issue. For example if you are earning less, you need to look for a better job or have a side hustle if your current job is flexible enough. Then live within your means, budget well, save more and deal with your spending compulsions. [/QUOTE]
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