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How To Avoid Spending your Savings
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[QUOTE="Phantasm, post: 343215, member: 94599"] The best way to avoid using up your saved funds is by having self-control, foresight, and a proactive approach to your personal finance. Ways of resisting the temptations to consume savings are: decide what you want to achieve in financial terms, draw up a budget, automate savings, build an emergency stash, have different accounts for saving purposes and learn patience in life. Such steps will enable you concentrate on saving rather than spending money and hence realize your set economic objectives. In order to curb impulse buying behavior, practice delayed gratification by applying the 24-hour rule related to non-essential purchases. Make a list of things that you want before going out for shopping so as not buy anything which is not in it. Employ visual aids like charts where you can record how much you have saved so far and tell somebody about your goals in order to be accountable at all times. Avoid impulsive expenditure by always keeping your mind focused what matters most. Therefore this implies that one has got properly guided lifestyle choices when it comes to expenditure thus making progress towards achieving financial goals and building long-term financial stability through practicing mindfulness while spending or saving habits. [/QUOTE]
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