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Business Ideas Forum
Funding a business
How to Apply for Small Business Loan
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[QUOTE="Shaf, post: 270787, member: 25467"] In most niches, starting a business needs a significant amount of capital which you may not have at all, or you can only raise part of. In this case it becomes necessary to look for alternative sources. If you consider getting a loan, consider the following. First is to have a plan for your business, carefully drafted and written. Anyone giving you a loan would want to know that you know exactly what you are doing and not gambling on luck. Next is to decide how much you want and where you can get it. Look for places that offer lower interest rates with good reputation. You don't want to be involved with loan sharks or loan apps. Do they want collateral, guarantors or financial records? Do your due diligence before you take the loan and sign any contract. Alternatively, you can try crowdfunding as a means of raising capital. Sites like GoFundMe, Kickstarter or Wefunder are places you can place your request. The benefit is that any money raised is completely free. [/QUOTE]
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