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How to adopt the habit of saving at an old age
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[QUOTE="Yusra3, post: 280721, member: 31907"] It's never too late to start saving. In order to be a good saver, you have to have the right mindset. And the first thing you have to do is get rid of all your misconceptions about saving money. You might think that saving is something only people with high incomes do, but if you lived in another country and had a lower income, then maybe saving would be something you'd want to do. There are lots of ways you can save money while living paycheck-to-paycheck, but one way that doesn't require much effort is by making sure that your monthly expenses don't exceed what they're supposed to be. If your rent or mortgage payment is more than 25% of your take-home pay every month, it's time for a change! Try looking for apartments or houses that are cheaper than what you're paying now. you might be surprised at how much money you can save this way! And if there's no way around it? Then maybe look into getting on a tighter budget so that this month doesn't go over budget again. [/QUOTE]
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How to adopt the habit of saving at an old age
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