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Debt help
How Pay Off Your Debts In One Year
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[QUOTE="moonchild, post: 323393, member: 57467"] We underestimate what we can achieve in a year and overestimate what we can achieve in a long term, the point is depending on the amount of your debt you can pay all within a year, even though it is not easy and you have to make a lot of trade offs before it can happen, that is why this article is here, to help you achieve that easily. The first step to paying off your debt is to create a budget. start by tracking your income and expenses for one month. then, use that information to create a monthly budget. be sure to include all of your expenses, including rent, utilities, food, and transportation and then decide how much you are going to be putting towards offsetting your debt. Once you've created a budget, look for areas where you can cut back on expenses. For example, you can eat out less often and cook more at home, cancel subscriptions you don't need, or switch to a cheaper phone plan. Every dollar you save can be put towards paying off your debt in the year. After cutting expenses, you can also increase your income to pay off your debt faster. take on a side hustle, selling items you no longer need, or asking for a raise at work or even start freelancing with the skills you have. Paying off debt can be challenging because it is just a grunt work, you are not investing, you are just paying back money you spend, but it's important to stay motivated and know why you started. you should set small goals for yourself, such as paying off one debt over the other, and celebrate your successes along the way. because every dollar you put towards paying off your debt is one step closer to financial freedom and it can all be done in a year if you put in the work. [/QUOTE]
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How Pay Off Your Debts In One Year
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