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How Often Do You Use Debit Cards?
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[QUOTE="Caramelle, post: 205263, member: 150"] [JUSTIFY]I have several debit cards because banks in my country have decided to convert regular ATM or savings account to debit cards to allow their account holders to use them for cashless purchases in more establishments. These cards fall under either prepaid VISA or Mastercard types. Some debit cards maintained the features of a regular savings account and pay interest based on a minimum maintaining balance, but some debit cards function like a cash card with no maintaining balance. Debit cards are fine if you are receiving money regularly from a source like salaries from a company. Otherwise, you have to go to the bank to fund it or use an e-wallet to transfer cash to a debit card, and this usually incurs charges. Since I am mostly receiving cash from PayPal through a local e-wallet, I hardly use Debit Cards to make purchases. I withdraw cash from the e-wallet and allocate the funds based on my budget, with a portion of the money being deposited to the debit card with interest features. This e-wallet has been more useful to me than debit cards that have turned into regular cash cards with no benefits. The e-wallet also comes with an ATM card that can be used to withdraw money directly from machines and also functions as a virtual VISA credit card. [/JUSTIFY] [/QUOTE]
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How Often Do You Use Debit Cards?
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