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How Much Should I Save Each Month?
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[QUOTE="Yusra3, post: 280925, member: 31907"] [B]The first step to saving more is setting a goal[/B] If you're trying to save $500 per month, but you're spending $600 in the same period, your savings rate will be around 0.75%. If this sounds too difficult, consider that if you get yourself into a habit of saving 10% of your income each month, then that would mean saving $50 every two weeks which is doable! If you're currently saving less than 10%, start with small changes like cutting back on your shopping and eating out for lunch at work. Then, take baby steps toward increasing your savings rate by increasing the amount of money you put away each paycheck or putting off buying something until next month. And remember: It's OK if some months don't go as planned! Just keep going and try not to let it discourage you from getting those extra dollars saved up! [/QUOTE]
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How Much Should I Save Each Month?
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