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How insurance Rider works
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[QUOTE="Augusta, post: 296316, member: 25283"] Before going for an insurance rider it is of essence to understand how it works. So here we go Some insurance users have particular needs that are not covered by any standard insurance policies, to have those needs included in the insured purchased policy then a rider need to be bought where it will allow for the creation of that insurance products to. meet these insured needs. Insurance providers know about this so they have come up with the provisions of supplemental insurance riders to personalised policies to meet each insured need via adding different types of additional coverage. With insurance rider now, the insured will have the benefits of increased savings from not buying a separate policy same with the option of purchasing another coverage in the future. Buying an insurance rider isnt compulsory to anyone and it is optional. So buying a rider of any form is up to the insured. That is why it is expected of the insurance policy holder to weigh the cost against their needs and be sure it is necessary. The thing is that riders may sound enticing but they come at a cost. it's good to check that a rider isn't a duplicated coverage. [/QUOTE]
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