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How has saving money helped you?
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[QUOTE="Kingsley, post: 223335, member: 30278"] Having a good saving culture goes a very long way in helping us to keep safe on the rainy day. As we all know we keep money basically for 3 major reasons and these reasons include for transactionary purpose, speculative purposes and precautionary purposes aswel. Some thinks that money is only meant for transactionary purpose hence when ever they have any cash they think all they need to do is spend it all. So when they are making their budget they always prepare a budget that will cover all the cash they have with themselves. Some even go as far as making a budget that goes beyond the cash they have and this is where the problem lies, because at this point they will never be able to have anything to save for the rainy day rather they will always fall back to debts to survive. I remember when I completed my secondary school education, I quickly enrolled for a computer training programme and was trained on two basic areas, which was computer science and computer engineering. And I made alot of money from this two fields and I was able to have enough savings before gaining admission into the higher institution and I didn't have any financial stress while I was in school. [/QUOTE]
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