General insurance How does insurance company cover you in case of accident?

[Holicent]

Most insurance companies will provide a number of services for their customers. They will help you to get back on the road as quickly as possible. This can include providing temporary replacement car and mileage allowance, paying for the repairs to your vehicle and paying some or all of the hospital bills.

They will also be able to provide advice on how best to deal with an accident claim. For example, if you have been involved in an accident in which someone has been injured, they may be able to recommend a personal injury lawyer who could represent you in court.
In addition, they may be able to help you with other aspects of the claim process such as filing an insurance claim form with your insurer or dealing with any other documents that need filing.

Auto insurance is the best way to protect yourself in the event of an accident. You can take advantage of free quotes from reliable insurance companies in your area that offer a variety of coverage options, including:

Collision: If you are involved in an accident and your car has been damaged, this type of coverage will help pay for the repairs. The cost will be based on how much damage.

Liability: If someone else is at fault for your accident and they do not have auto insurance, this coverage will help cover some or all of the costs associated with repairing their vehicle.

Comprehensive: This type of coverage protects you against theft and vandalism while parked or on vacation. It also covers damage caused by natural disasters such as earthquakes and floods, as well as other circumstances beyond your control.

Medical Payments: This type of coverage helps reimburse you for medical expenses that result from being injured in an accident.

 

[Vladv26]

Yeah, there are different ways the insurance can help you in case you get into an accident. Some insurances will work only under certain circumstances, but as a rule most of them will help you financially in case you have an accident and you are incapable of working. Some of them might also cover your medical expenses required for you to get better. It's very important to read all the conditions listed on your insurance coverage, because these services are usually only helping you for a certain amount of time, like 3-12 months since they can't pay all your expenses for the rest of your life.