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How do i stop the habit of spending lavishly
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[QUOTE="Kendy, post: 237670, member: 63869"] I think there are ways to stop the habit of excessive spending. However, there are some people who are just chronic spenders and no matter how they get financial advice, they would still spend lavishly. Nevertheless, one of the ways to stop spending lavishly is by having a goal. I'll make this clearer by making use of an illustration. For instance, if you set out a goal to either further your studies or build a house in order to rent it out to tenants, this would help to keep your mind focused on how to economize and source for money to complete the project. There are some people who are so addicted to spending such that, even when they do not have a need for a particular product, they have that irresistible urge to spend money and at the end of it, they would go into borrowing money for more irrelevant spending. Well, one other way to reduce the urge of excessive spending is to opt for a fixed deposit account and save the money for a long-term goal, while at the same time, you make it a duty to devise an ultimate plan towards achieving your goal. Spending is very easy but making money is difficult, hence, we should be cautious. [/QUOTE]
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