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How do i stop the habit of spending lavishly
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[QUOTE="Abigael, post: 234515, member: 25357"] It is great that you are aware of your lavish spending habits. I think that self awareness is the first step to resolution in such an issue. Once you realize that you spend your money carelessly, you will start making steps on how to start making changes in the way you spend money. But awareness is not enough to actually start spending wisely. You need to work on saying no to your spending urges. Once you just get the urge to spend in something that isn't actually needed right now, you just say no and avoid buying it. Doing this the first time is so hard, bit the more you do it, the easier it becomes. Of which you first need to make a budget of your needs and wants. You need to prioritize your needs which includes food, clothes, rent and maybe school fees or a course you are studying. But take care that your needs are reasonable too, like buy clothes that you can actually afford. Then you need to stay disciplined, that you spend your money on the needs and not wants. Self discipline is something you decide to do and stick to it. When an urge comes, accept it as part of you then say no to it. It makes it easier to be disciplined. [/QUOTE]
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