Augusta
VIP Contributor
collision insurance works by repaying the policyholder for damage from an actual collision. Collision insurance doesn't cover damage that happened because of vandalism or theft. It doesn't also cover damage that is paid from another driver's policy. This is when the other driver was at fault of the accident
Collision insurance is under auto insurance policy. it is an insurance policy that reimburses the policyholder for damage sustained to their personal vehicle. This is always dependent on the fault of the policyholder driver. Collision insurance policy is always added as an extension of vehicle insurance policy which is mostly to protect drivers in a situation of damage from a collision.
So Collision insurance works to reimburses the policyholder for damage to their vehicles when it wasn't their fault. Collision insurance is different from a comprehensive vehicle insurance policy but it still an extension.
With collision Insurance when two drivers are in an accident, the policy will pays for the damage which will cover for damage from potholes and accidents that came from iobjects.
Collision insurance comes at a higher price as it is expensive to purchase. Noththeless, if one need a lower premium it is to choose higher deductible or an amount that is higher than $500
Collision insurance policy works mostly for situation under the driver's control.