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How Can I Minimize Excess Spending
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[QUOTE="moonchild, post: 298746, member: 57467"] Sticking to budget is hard and sometimes unexpected expenses come up which forces to spend way out of our budget, if this sounds like you, I want to let you know you are not alone, many people are struggling with the same thing, in this short article we will talk about how to minimize it. 1) Avoid Eating Out, this is mostly the number one reason, food looks tantalizing and irresistable, eating out can be expensive, and it can add up quickly if you do it often. Try to cook at home as much as possible, and bring your lunch to work instead of eating out. By avoiding eating out, you can save money and reduce your expenses easily. 2) Avoid Impulsive Purchases: Impulse purchases can quickly add up, so it's important to avoid them whenever possible. Before making a purchase, take a moment to think about whether it's necessary or if you can live without it. Make a list of what you need before you go shopping and stick to it, and try to avoid shopping when you're emotional or tired, as these states can lead to impulsive spending. By avoiding impulse purchases, you can save money and avoid overspending but doesn't mean you shouldn't splurge if you really like a thing because well, YOLO [/QUOTE]
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