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Have you considered a personal budget?
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[QUOTE="Suba, post: 260272, member: 3658"] In my opinion, your way of preparing a personal budget is incomplete from my point of view as an accountant. Here I will give a brief guide, first record all your sources of income and arrange them according to level as the main source, for example salary, second source of property rental results, third from online income, etc. Second, record all your expenses and arrange them according to the level of need for example basic needs every month, second or secondary needs, such as buying a new smartphone, changing a new car, entertainment etc. Also you need to note the level of third or tertiary needs such as buying a luxury car, vacation abroad etc. (of course not worth noting if you don't have second and third income and expenses). Third, compare your income and expenses each month. which one is bigger. Get rid of unnecessary expenses, and you will get a minimum monthly expenditure that will be used as the basis for budgeting expenses. You can save the difference between your total income and minimum expenses for certain purposes, such as investing or studying. Every month you need corrections and comparisons between the budget and actual expenses, if there is a change in prices or inflation you need a budget adjustment. No need to hesitate or feel free if you have questions ask in the comments column. [/QUOTE]
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