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Five questions you need to ask of your mortgage lender
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[QUOTE="King bell, post: 252656, member: 75687"] When you're shopping for a mortgage, it's important to ask the right questions of your lender. Here are five key questions to make sure you get the best deal possible. 1. What are the interest rates and terms? Of course, you'll want to know what the interest rate is on your mortgage. But it's also important to ask about the terms of the loan, including the length of the loan and any prepayment penalties. 2. What are the fees and closing costs? Be sure to ask about any fees associated with the loan, as well as closing costs. These can add up, so you'll want to know exactly what you're paying. 3. What is the loan's purpose? You'll want to know what the loan is for, whether it's to purchase a home, refinance an existing loan, or something else. This will help you determine the best type of loan for your needs. 4. How much can I borrow? Be sure to ask how much you can borrow. This will vary depending on your income, debts, and other factors. 5. What are the risks? Be sure to ask about any risks involved with the loan. This includes things like prepayment penalties and interest rate risks. [/QUOTE]
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Five questions you need to ask of your mortgage lender
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