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[QUOTE="Holicent, post: 255336, member: 76163"] Financial planning is about having a plan for your financial future. It's about taking control of your money and making sure it works for you. In order to do this, you need to make sure you're on track with your priorities, goals and objectives. You also need to know what's going on in the world around you so that you can make informed decisions about how to invest your savings. One of the most important things you can do is take control of your finances by tracking them from month to month. This way you'll be able to see exactly where your money goes each month and what it could be doing better instead of just guessing at what might happen next. There are many different methods for tracking your finances, but I personally like the ones that allow me to see everything at once in one place - this way I can see how everything affects me across all areas of my life (finances, health, relationships etc). There are also some apps out there that offer this functionality, but they often require more effort than just keeping a simple spreadsheet yourself. [/QUOTE]
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