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Life Insurance
Features of permanent life insurance policies
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[QUOTE="Augusta, post: 294475, member: 25283"] When you want to take out permanent life insurance policy you need to assess the different kinds available and be sure to choose the one that best suits your needs So the major features of permanent life insurance policies are : Universal Life permanent policy The Universal Life permanent policy is characterised by the following it enables an insured to raise or lower the death benefit, which will, in turn, affect the premiums one pay. An insured can buy a this life policy at a fairly low benefit at the outset, but the insured will be allowed to increase it as the family grows even as income rises They also have the ability to lower it again if they wish as the children are financially independent. Variable Life permanent insurance You can also take out this permanent life insurance policy with this features; This life policy gives an insured better control over how the cash value is invested it enable the insured to have portfolio of mutual funds from which the insured can make a choice With variable life insurance a policyholders can adjust his or her death benefit and also have the enablement of choosing how the cash value should be invested. As an insured you need to assess them with your financial situation and go for any. [/QUOTE]
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Features of permanent life insurance policies
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