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Car Insurance
Factors that influence the rate of Car insurance premium
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[QUOTE="Augusta, post: 293729, member: 25283"] Car insurance costs or premium varies widely due to different factors that will be influencing it. This influences emanate solely from the driver and vehicle that are to be insured. What this simply means is that each car insurance quotes can't be same as it will differ from one insursnce company to another With the factors influencing car insurance quotes then some insurance company have lower costs than others So it is good to always compare car insurance costs before settling for an insurer So what are the factors influencing car insurances premiums The insured Age or ages The insurance company charge more for those that are Teen drivers and young drivers They believe these are the age bracket prone to reckless driving. The rate will lower around age 50 Coverage rate needed The policy coverage rate you need would influence your policy rate either going up or coming fown. Though each state has their minimum coverage requested The fact remains that you can still add more coverage for your personal use. So Higher policy limits and more add-ons will increase the premiums whereas basic liability insurance will give a lower rate Rate of Deductible You would always need to pay for deductible for collision and comprehensive car insurance policies before the insurance provider will reimburse claims. Si this will influence your policy rates the higher the deductible, the lower your monthly premiums you would pay. [/QUOTE]
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Factors that influence the rate of Car insurance premium
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