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Real estate
Everything you need to know about buying a home
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[QUOTE="greenieS, post: 195103, member: 48531"] [B][FONT=Courier New]A home is often the biggest financial investment you will ever make. Here are some additional tips as you plan to make the big decision.[/FONT][/B] [B]1. Buy in the long run A home is a significant investment, not to mention a line of stability.[/B] In short: Buy a house where you want to live for at least five years - one equipped (or ready to be equipped) with the features and space you need, both now and in the future. [B]2. Buy to improve your life, don't speculate with money[/B] Your house is more than a financial investment; is the place where you sleep, eat, host friends, raise your children - this is where your life takes place. So your first priority should be to find a home that meets your needs and helps you build the life you want. [B]3. Focus on what’s important to you[/B] So focus on finding a home that you can afford that meets your needs, but don’t get distracted by the bright features that can break your budget. Pleasant functions are often the price for things you don't value, especially once the initial pleasure is exhausted. Make a list of your basic needs, both for your desired home and for your neighborhood. Try to find a home that meets your needs. [B]4. Set a budget and stick to it It's important to set a budget ahead of time buyers usually do. 5. Get a 20% discount[/B] A bigger discount reduces your financial risk. You don't want to owe more money than your home is worth if the local markets sink when you have to sell. [B]6. Maintain a six-month strategic reserve[/B] This reserve should cover six months of living expenses if you become ill, make an unexpected expense, or lose your job. A strategic reserve will not only save you from financial difficulties in case of emergency, but will also provide peace of mind. [/QUOTE]
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