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Essential Insurance Coverage for Small Businesses
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[QUOTE="Leah Kelvin, post: 342923, member: 106815"] Small businesses financial stability and operations are exposed to multiple risks and uncertainties. In order to protect themselves from these uncertainties, small firms need the right insurance policies. Among the critical insurance covers include General Liability Insurance covering against third party claims for injuries or damages, Property Insurance that protects physical assets against destruction or theft, Business Interruption Insurance for loss of earnings during disruptions, Commercial Auto Insurance which insures motor vehicles used in business activities, Professional Liability Insurance (Errors & Omissions Insurance) that protects against allegations of negligence, Cyber Liability Insurance covering cyber threats; and Workers’ Compensation Insurance which has benefits for employees that sustain job-related injuries. These insurance coverages enable small businesses to reduce capital losses and secure their operations from unforeseen events. [/QUOTE]
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