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Endowment Assurance
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[QUOTE="Mataracy, post: 144551, member: 28733"] This is the most popular at the present time. The sum assured is payable at the expiration of a certain period at earlier death. Usually this policy is a combination of investment and life assurance protections. Short term endowment, for instance, can be affected for the education of the children while long term endowment is used for the dual purpose or providing for old age or augmenting pension and for the protection of the family interests. Premiums are paid yearly, half of the year, quarterly or monthly either throughout the term selected or for a shorter period. Apart from these benefits, there is usually income tax relief on the endowment policy. Take a young man who effects an assurance to mature at his retirement age, is only providing for his family in the event of his early death, but he can also make a suitable provision for his own old age. How did you see this type of policy? [/QUOTE]
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