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Personal loan
Education loan:good or bad?
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[QUOTE="Abigael, post: 220596, member: 25357"] Education loans are only great if you have a plan on how to pay it back. Most people usually take such loans without a good plan of paying it back. Which only ends up causing them more financial harm than good. Look for example those who take higher education loans with the promise of paying it back when school is over. Only to finish school and not get employed since employment is very scarce in most nations. At the end of the day, they end up with so much stress and anxiety due to the unpaid loans. Personally, I think that education should be treated just like any other basic need. That requires you to have a source of income that enables you to afford it. That way, you can pay your school fees while you study. Even parents should never depend on loans to educate their children. They should plan their source of income well so as to include their children's school fees. In the instance where the only option you have is to take the loan, then make sure to have an earning plan to pay it back. For example you are in the middle of your education and end up lacking school fees, it is best to take the loan but only with a good plan. [/QUOTE]
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