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Personal loan
Education loan:good or bad?
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[QUOTE="Rachael, post: 220412, member: 68963"] I see Education loan as a way to enliven students of financial burden. I have attended a state owned university in my country where loans are given out to students with zero interest rates and this was adopted due to the frequent dropout of students due to inability to pay their school fees before closure of the portal. This loan would not only be good on the grounds that the government might still want to leverage from the poor masses, by increasing the school fees which is very wrong. Education loan can be assessed by all students in a particular school setting and could also be assessed through stipulated banks which the government partner to disburse the loans. Education loans has helped many students complete their education. The only collateral that is gotten would be to get your vital details such as the registration number which makes it difficult to have access to your certificate if you fail to repay the loan, it might be confiscated. Some unions do kick against the implementation of this loan act because of the adverse effect it would have on the tuition fees. Education loan is a way out for many students to complete their program but it might have some demerits based on the terms and conditions applied. Apart from loans, education should be prioritized through. empowerment, sponsorship, and bursary payment. [/QUOTE]
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