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[QUOTE="Ages, post: 111091, member: 78"] [HEADING=2][JUSTIFY]Education Loan Debt Help[/JUSTIFY][/HEADING] [JUSTIFY]An education loan is simply a form of loan designed specifically to help students cover the costs associated with post-secondary education, including tuition, college books, and supplies, and other living expenses not covered by a grant or scholarship. The U.S. Department of Education, through the Direct Loan and Federal Family Education Loan Programs, provides most student loans. In return, the federal government pays interest on behalf of the student throughout the duration of the loan grace period. When the student graduates from college and is no longer eligible for federal student loan assistance, he or she may be able to obtain a private student loan. Private student loans typically carry more interest than federal student loans, but they do offer a lower interest rate. [B]Getting Federal Loan Forgiveness[/B] [RIGHT][IMG align="right" width="321px" alt="Education loan"]https://i.imgur.com/k7Dx35p.jpg[/IMG][/RIGHT] One way to get federal student loan forgiveness is to work and serve and serve as military personnel. Although the majority of federal student loans are made directly by the government, some loans are made through private, for-profit companies. The federal government offers student loan forgiveness to active military service members and their immediate family, but there are certain qualifications that must be met in order to apply. [B] Get a Reputable Lender[/B] As with any loan, you want to be sure that you are working with a reputable lender that will loan you the money that you need and afford. For many borrowers, the best place to start their search for a reliable lender is online. If you do not have Internet access at your current workplace, you may be interested in speaking with a previous or current student loan borrower who can help you with your application. You may also find this same individual on an online forum or website that specializes in student loan issues. Whatever method you choose to pursue, make sure that you do everything possible to keep your finances healthy and avoid defaulting on your loan repayments.[/JUSTIFY] [/QUOTE]
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