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Earthquake insurance policy Explained
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[QUOTE="Augusta, post: 295808, member: 25283"] From the recent report it is stated that there's high risk of damages from earthquake than other natural occurrences. So people are in high risk of damages due to earthquake But reality on ground is that the damages brough by any earthquake is not covered by homeowners or renters insurance policies. This is where earthquake insurance comes in as an extra insurance policy that can be carried out by renters. So if an insured is having problems related to earthquakes, then the way out will be to buy an earthquake insurance policy. So Earthquake insurance is a policy that provides coverage for the home and belongings when they get destroyed in an earthquake. this comes to be as basic homeowners insurance or renters insurance policy doesn’t cover its damages. This simply means that If you don’t have earthquake insurance.and house gets damaged in an earthquake, you will do our of pocket payment for all repairs. But the snag with this policy is that There are a lot of exclusions and limits in this coverage so it is good to read all that concerns it before taking it out. But it is a good additional policy to carry out either as a homeowner or a renter. [/QUOTE]
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