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Do you spend way too much money: Do this
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[QUOTE="Abigael, post: 210395, member: 25357"] Impulsive spending is something that I have faced in the past and did not realize it until I was in so much debt and broke. Those questions you have asked for self assessment are really important. This is because most impulsive spenders don't realize it until it is too late. That is why self awareness is the first step to finding resolution against this habit. Once you become aware, then you need to practice so much self discipline so as to stop. Having a budget is great, but if you don't have self discipline, you won't stick to what is on your budget. I agree with you that you should specify your necessities from luxuries. That way, you focus on satisfying your needs rather than doing impulsive shopping. And it is a great idea to actually have a shopping list prepared and only go shopping with the amount that is enough for what you need to buy. It is also important to have an accountability partner who oversees how you spend your money. It should be someone who won't be lenient on you when you spend too much. Having someone to be accountable to teaches you to have self control. Once you have rewired your brain against impulsive spending, it becomes easier for you to budget and spend with discipline. [/QUOTE]
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Do you spend way too much money: Do this
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