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Retirement
Do I need to save for retirement if I have pension?
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[QUOTE="Alexandoy, post: 205591, member: 25510"] I am lucky to have a substantial amount of savings when I retired. Since my last formal employment is in a non-profit organization so there was no retirement pay. However, the government has a pension system and I am now receiving $100 every month. That is a small amount but at least it can cover my personal expenditures. For the younger generation I am advising them to think about their retirement. What's important is the volition to save money no matter how small. When the amount of savings become substantial you can invest it so that it can earn somehow. It is not good to depend on the pension plan of the government because aside from being small it will also be eaten by inflation after some year. But the first step for the young ones is to own a house so that you will have a good investment. When you retire you need not bother with the rental expense. [/QUOTE]
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Do I need to save for retirement if I have pension?
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