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Disability Insurance
Disability insurance overview
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[QUOTE="Patricks, post: 302159"] Disability insurance is a type of insurance that provides income protection if you become disabled and are unable to work. It is designed to provide financial support in the event of an illness or injury that prevents you from working and earning a living. Insurance typically provides coverage for a short period of time, usually up to 6 months. It is designed to provide income replacement for a temporary disability, such as a broken bone or surgery recovery. This type of insurance provides coverage for a longer period of time, typically until retirement age. It is designed to provide income replacement for a more severe or permanent disability, such as a chronic illness or disability resulting from an accident. The benefits of disability insurance vary depending on the policy and the insurer. Typically, disability insurance will provide a portion of your income if you become disabled and are unable to work. This can help cover living expenses, medical bills, and other expenses while you are unable to work. It's important to note that disability insurance is not just for people with physically demanding jobs. Disabilities can happen to anyone, and disability insurance can provide valuable protection for anyone who relies on their income to support themselves and their family. Overall, disability insurance is an important type of insurance to consider if you want to protect yourself and your income in the event of a disability. [/QUOTE]
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