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Dental Insurance for Disabled Adults
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[QUOTE="Viral.D, post: 168991, member: 573"] [JUSTIFY]It is important that you understand the differences in dental insurance for disabled adults as well as for young people. You should also know what your options are if you need a dental insurance plan to protect your mouth and teeth. Many people who find themselves in a position where they must decide between dental insurance for disabled adults and dental insurance for young people forget to consider the long term consequences. When you're injured or suffer an accident that results in you losing the ability to use your mouth, it can be devastating. Dental Insurance For Disabled Adults provides some financial assistance to help cover the cost of dental treatments so you can regain the ability to eat, speak, and take care of yourself. As a general rule, the higher your monthly income is, the more likely it is that you will be able to afford quality dental care. Most people in the lowest income brackets are eligible for some kind of Medicaid program to help pay for dental care. For disabled adults, federal guidelines require state Medicaid plans to cover comprehensive basic dental coverage, but qualified dental plans for adults remain optional. For low-income families, there are also community action programs through state and national organizations that provide discounted dental care for low-income families. If you do not have Medicaid or another affordable program, you may still be able to receive dental insurance for qualified disabilities. Contact the Medicaid Dental Assistance Program (DACAP) for more information about dental insurance for individuals with disabilities. In order to be eligible for Medicaid dental coverage, you must meet certain income guidelines. In most states, childless adults are also eligible for Medicaid if they have a physical disability and no dependent children. If you are in one of these states, you can apply for Medicaid dental coverage right online. For Medicaid-qualified patients who need additional dental care for people with disabilities, many local social services and community organizations offer discounted or free dental care for low-income families. Check with local Medicaid office programs to find out more information on these programs. You can also search the internet for state-sponsored or private organizations that provide dental care for the elderly and disabled. For more information on discounted or free dental care for the elderly and disabled veterans, check with your local VA office or visit the official web site of the Department of Veterans Affairs. Many of the online resources for the Department of Veterans Affairs also provide links to websites and phone numbers for dentists experienced in caring for veterans. Many dentists also provide consultation for dental services, free of charge. You may also want to contact the U.S. Department of Veterans Affairs for referrals to local dentists. The official web site for the Department of Veterans Affairs provides contact information for local Veterans Affairs dental clinics that accept Medicare and Medicaid. If you are a veteran, you may also want to check with the nearest military base that provides care for the disabled. Often, base clinics or departments offer free or very low-cost routine dental care and other services to veterans. For further information on free or low-cost dental care for the elderly and disabled veterans, visit the official website for the Department of Veterans Affairs or talk with a Medicare or Medicaid specialist.[/JUSTIFY] [/QUOTE]
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