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[QUOTE="Nova, post: 75040, member: 25067"] Almost every country these days maintain the credit score for the people. They collect the data about the debt and then assign a score for that. This way when the person wants to get the loan it does not becomes difficult for them to sort things out. A lot of people can't get second loan unless they pay out the 80 percent of the previous loan amount if the loan amount is bigger. And this type of the scale can make it easier for them to pay out various of their debt. So make sure to check the credit score and then go for the loan system. In US there are many credit score companies and those companies offer you both offline and online type of the loans. I think it'd be better for the people to accept the loans properly and also it becomes easier when you want to take another loan. And the process of repayment is also logged by those companies. So they know how regular you are when it comes to the credit repayment. So the debt that you have on you always gets recorded by such type of the companies. Credit score protects both you and the companies who try to extract the extra money out of you. In near future credit score based loans off online methods are likely to become the norm. [/QUOTE]
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