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Personal loan
Creating a repayment plan and sticking to it.
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[QUOTE="Alexandoy, post: 221795, member: 25510"] When we availed of the housing loan privilege from my employer (a commercial bank) my wife and I made computations and a payment schedule for the mortgage. It is scary to think that delayed payment may result in penalty and worse if the arrears of the installment would run for 3 months then the property may be forfeited by the bank. I remember those days that I consider hard times. We had no more luxuries of dining out, no travels for years. In fairness to us the repayment of the mortgage went smoothly that we never experienced being delayed in payment. It was an experience that we can share to the younger ones. When you stick to your repayment schedule then it is like winning a challenge. No luxuries for the moment and you can get used to the simple life. We have been there, and we have done that so you can too. [/QUOTE]
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Creating a repayment plan and sticking to it.
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