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Personal loan
Creating a repayment plan and sticking to it.
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[QUOTE="Rachael, post: 220947, member: 68963"] Obtaining loans is one of the easiest things to achieve especially with the uprising various online loan apps, this has made many individuals to sign up for loans without even reading the terms and conditions, they utilize all the available loan apps and end up having bad loans credit history. There is no sense in obtaining a loan from financial institutions or from acquaintances when in reality, your plan is just to use the money for your an irrelevant purpose. I recall lending a huge sum of money to a friend, although I knew she had indiscipline when it comes to spending money, but I gave her the benefit of doubt and considering the fact that she I never borrowed her money before, that was one of the worst mistakes I made. She leveraged on my good nature and purposely refused to refund my money without no form of misunderstanding whatsoever, she felt like I owed her money because we had been friends for a long time. This made to decide that lending or even borrowing money for my personal use would stop. Repayment plan should always first be assessed even before taking the loan. It could be by; repaying the loan in bits, while still making profits,or selling off some valuable items to get the loan off your chest. [/QUOTE]
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Creating a repayment plan and sticking to it.
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