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Money Saving
Controlling Expenses and Save
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[QUOTE="King bell, post: 336523, member: 75687"] In managing personal finance, it is important to control expenses and save money. Here are some guidelines that can help you in controlling your expenses and saving money: 1. Create a budget: Establish a monthly budget indicating your revenues and all of your costs. Be realistic and make sure you include all the expenditures such as fixed and variable costs. 2. Track expenses: Regularly check where you spend your money so that you are able to identify areas that can be reviewed downwards. These could be items like expense tracking apps or spreadsheets used to track spending habits. 3. Reduce unnecessary expenses: You should minimize on those bills which are not indispensable such as eating out, subscription services or impulse buys. 4. Negotiate bills: Bargain with service providers such as internet, phone, and utility companies for cost reduction on invoices. 5. Use coupon codes and bargains: Coupons and discounts have been made available by several stores in order for customers to get discounts on groceries, entertainment etc. 6. Plan meals: Plan what you will eat ahead of time; then cook at home instead of buying food outside since it is cheaper. 7. Avoid debt: Do not use credit cards for things that are not necessary for your life, then pay back any debts immediately after finishing off an immediate purchase. [/QUOTE]
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