Commercial General Liability Insurance Covered By What Policy?

Ramolak19

Verified member
According to my own knowledge on commercial general liability insurance policy provides protection for businesses against third-party claims arising from bodily injury, property damage, advertising injury, or personal injury. It typically covers legal defense costs, settlements, and judgments associated with covered claims. Specifically, it safeguards businesses from expenses related to slip-and-fall accidents, product liability claims, damage caused by the business operations, and allegations of false advertising or copyright infringement.

However, it's important to note that commercial general liability insurance may not cover all types of risks or situations. Certain liabilities, like professional errors or omissions or employee injuries, may require separate policies. It is crucial for businesses to carefully review their policy terms and exclusions to ensure adequate coverage for their specific needs.
 
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