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Cause of financial hardship
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[QUOTE="Kidi, post: 323540, member: 99578"] There are several reasons why people may lack money, and the specific reasons can vary from person to person, yes i might lack money because of my laziness to work other person might lack due to lack of work but they're capable to work, Here are some of the most common reasons: Low income: The most obvious reason people lack money is that they do not earn enough. This can be due to a variety of factors such as limited job opportunities, lack of education or skills, or discrimination. High expenses: Even if someone has a decent income, they may still struggle financially if their expenses are too high. This can be due to factors such as high rent or mortgage payments, high medical bills, or debt. Poor financial management: Some people may lack money because they do not manage their finances well. This can include overspending, not saving enough, or taking on too much debt. Lack of access to financial resources: Some people may lack money simply because they do not have access to financial resources such as bank accounts, credit, or loans. This can be due to factors such as limited banking infrastructure or discrimination based on race or socio-economic status. Geographic location: People living in certain geographic locations may face higher costs of living, limited job opportunities, or other financial challenges. For example, people living in rural areas may struggle to access healthcare or transportation, while people living in urban areas may face high housing costs. Family obligations: People with significant family obligations, such as caring for children or elderly relatives, may find it difficult to earn enough money to meet their needs. This can be especially challenging for single parents or people with limited support networks. Mental or physical health issues: People with mental or physical health issues may struggle to work or earn enough money to support themselves. This can be due to the cost of medical care, limited job opportunities, or the need for accommodations. [/QUOTE]
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