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Can I get bank loan as a student for business?
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[QUOTE="Setho, post: 227525, member: 29023"] The issue of getting loans is actually a very complex one and something that you have to be very careful whenever you are trying to apply it . A lot of countries can be able to give you a loan by the simple credit score system . But then before you must have built a credit it means that you must have been collecting loans or using overdraft from other microfinance banks which is something that is not really popular in a lot of countries as well. Based on the regulations in my country for you to be granted a loan you need to have a verified means of income where you can be able to repay it. This could be ranging from things like you having an already established business or having a salary account and all this is usually not familiar with people who are students . You will also need to provide collateral which is something that is me and you the money that you collected in case you default and as a student I don't think you can be able to afford that . If you want to start a business and you will need money in order to do it I think you will have to consult other sources of funding other than taking loans especially from commercial Banks . [/QUOTE]
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