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Can budgeting help in debt reduction?
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[QUOTE="Axis, post: 301388, member: 66672"] In my own view and perspective the main idea and objective for an individual to prepare a budget is basically to manage his or her money and in the process of managing his or her money, such individual absolutely have the mindset not to fall into the debts. Being able not to fall into any form of financial debts is absolutely important and the necessary for an individual financial management and personal finance. We all already understand the importance of money in our life and there is absolutely no restricting the fact that an individual can borrow money from a financial institution or from a friend or colleague. But instead in the process of collecting money understand that you are now in debited to such individual or to the financial institution that you are collecting the money from and he must do everything within your utmost to make sure that you repay back the debts. To quickly repay back your debts you must definitely consider preparing a budget each time you want to make financial purchases or financial speculation of your needs and wants in order to quickly and essentially allocate money for debt repayment. [/QUOTE]
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Can budgeting help in debt reduction?
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