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[QUOTE="Fola, post: 5822, member: 24"] According to San Diego Business Journal reports that [B]California[/B] Reinvestment Coalition reached business [B]short term loans[/B]. It's stated that the entire number of small business loans comprises more than 60 percent in the states from 2007 to 2009. Besides, the number of common [B]small business loans[/B] taken in banks in [B]CA[/B] fell to 816,000 in 2009 comparing with 2.3 million in 2007. [B]Less Than $1 Million Small Business Short Term Loans - Payday Advances[/B] The largest California Banks report about the decline in denomination and number of business [B]short term loans[/B]. Besides, according to the CRC study [B]short term business loans[/B] are less than $1 million in revenue. They explain that it happens because of the housing crises and strict underwriting standards. Moreover, the credit flow to small businesses, from business [B]installment loans[/B] to short term loans in any city of California, has yet to recover absolutely, though, the small signs of resurgence took place. [B]Does TARP Suppose To Cover This?[/B] A number of taxpayers consider the banking industry as a part of Troubled Asset Relief Program that was supposed to keep the credit flow from complete drying up, though, California small business success was still minimal. A lot of small businesses just can't get the required financing, Small Business Administration claims. Over the course of study [B]short term loans[/B] for businesses [B]in California[/B] declined to $1.2 billion. [B]Harmful Demand Circle[/B] The most part of financial institutions provide claims as for the nationwide decline of small business lending because of the fallen demand. Some small businesses can fail due to lessened demand, though, the report states that it's likely happening that banks will just stop issuing installment loans for businesses as prior to recession. Besides, due to the general decline of [B]small business credit in California[/B] less jobs will be created. [/QUOTE]
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