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Business insurance policy coverage
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[QUOTE="Phabbyfundz, post: 157541, member: 49202"] — Business income coverage; compensates for lost income an individual business owner or company has to vacate its premises due to disaster related damages that is covered under the property insurance policy. Business income insurance covers the profit the company would have earned based on financial records, had the disaster not occurred. The policy also covers for operating expenses such as electricity that continue even though business activities has come to a temporarily halt. — Extra income coverage; reimburse the company or business owner for a reasonable sum of money that it spends over and above normal operating expenses to avoid having to shut down during the restoration process — contingent business interruption insurance; protects a business owners earning following physical loss and damages to the property of the insured suppliers or customers as opposed to its own property. [/QUOTE]
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