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Budget as Personal Financial Controller
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[QUOTE="Abigael, post: 230250, member: 25357"] Budgeting is a very important quality in personal financial management. It is something that has helped alot in staying financially stable. It involves planning how you use your money, how much you have and what you will spend it on. One thing that helps alot with budgeting is knowing exactly how much you have at hand. Being aware of all your sources of income and how much you have at hand daily or monthly will help you alot in planning on how to spend it. Then you need to specify clearly your needs and wants. Then Everytime you budget, you focus on satisfying needs first then your wants. Having such a plan will ensure that you don't spend your money on things that are not really important. It is great though to include some of your desires and a few luxuries in you budget often. It helps you stay sane and enjoy yourself regularly. That keeps you from being tempted later on to spend all your money on luxuries. Self discipline is very important when it comes to budgeting. Otherwise, you will be planning one thing then end up doing the other. When you have planned something, try as much as possible to stick to it. With time, it becomes easier to do things as planned. [/QUOTE]
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