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Budget as Personal Financial Controller
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[QUOTE="Shaf, post: 229204, member: 25467"] Budgeting is definitely one of the most important things in managing personal finance. Without it, one will find unnecessary expenses becoming a norm and all the money you have made within that time period of the budget would not be enough to solve your problems. It is also one thing people struggle with, since we all vary and one person's needs are different form another's. I tell people to make a budget all about them, the lifestyles they want to lead, the problems they will face instead of trying to imitate another person. For example, as a housewife that rarely goes out, having a car can be an unnecessary expense I don't want in my budget. For someone who goes to work daily though, having that same car be drastically reduce expenses spent on transportation each month. This, if I try to compete by having a car without needing it, I would just be creating extra expenses for myself. [/QUOTE]
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