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[QUOTE="Kingsley, post: 247334, member: 30278"] We all talk about spending wisely and been extremely careful on the way we spend. But despite all the lectures we have all received on financial education and how best to keep a healthy financial lifestyle. We still have the problem of saving money that will be enough to handle contingencies. The truth of this whole thing is that we have failed to examine those things that we do not consider as important, importantly. After deducting the basic expenses which are food, shelter and clothing the rest can be adequately managed. But this level at which we can manage this other very essential needs will depend strongly on which country you find yourself. In some developed countries of the world, we discover that health is free, education is also gotten at a platter of gold and school children are well funded and take care of Iin schools. And there is stable and affordable electricity. Security is also free and readily available for all as their government has handled this things. As compared to countries where this social and basic amenities are missing then one will have to strive so hard to meet up and hence saving will become a mirage. [/QUOTE]
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