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Before you take a loan
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[QUOTE="Ummigal, post: 88850, member: 28946"] Guys I strongly advise against going for a loan aside health grounds. Don't ever take a loan to start a business especially in Nigeria, else you would hate it. Except the loan is coming from a government owned bank like AFDB, BOI, BOA and CBN. A loan I won't be able to pay back? I rather be broke than to be in debt. It always seems as if there are dark forces that control loans in general, especially the ones gotten from banks and loan companies. It takes alot of wisdom, restraint, and proper management to utilise loans in the best ways. Studies have shown that over eighty percent of people who took loans are unable to pay it, therefore, getting their properties confiscated. So, think thoroughly about finding other means to raise capital and ditch the idea of obtaining a loan. I stopped thinking about loan when a renowned banker said that ninety percent of bankers do not collect bank loans. [/QUOTE]
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