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Basic facts about insurance deductible
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[QUOTE="Augusta, post: 296493, member: 25283"] Insurance deductible are seen as out of pocket payment made by an insured when a claim need to be filed. if you are making efforts in getting any insurance policy you would encounter it in property, casualty, and health insurance products. To simplify this means that this is the out-of-pocket costs that a policyholder must pay before the insurance coverage kicks in and an insured get paid for claims. Now when it comes to the price or costs of Deductible that would be made by a policy holder it's varies. it could be dependent on the coverage, insursnce company and how much an insured pay in premiums. The common rule in place is that if a policyholder policy comes with a higher deductible, then the pay for premiums every month or year will be lower. This is because the insured will be directly responsible for more costs before coverage kicks in. So higher premiums mean that there will be lower deductibles. which in cases like this, the insurance plan kicks in much faster while policyholders with lower premiums will be given higher deductibles to pay. At this point it is good to make a choice that will befit you and which you can comfortably work with. [/QUOTE]
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