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Personal loan
Bank Loans Easy or Hard To Obtain
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[QUOTE="kayode10, post: 71918, member: 26899"] My country is one of the worst places to obtain a bank loan. There are many reasons for this difficulty. First they are hard to secure. You have to pass series of departments and officers before you get a chance for an interview. The next hurdle you will have to bypass in order to secure a loan in the bank is surplus collateral. The collateral the bank will request for will be multiple folds of the you ask from them. Though some bankers claimed that people don't know the right process to secure a bank loan. You might be think of the right channel with this statement. They literally say most people who want a bank loan are not ready to part with some of the before they receive it. Meaning that if you want a loan of one million naira, you must be ready to part with at least a hundred thousand naira as an incentive for the bankers in charge. [/QUOTE]
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