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Axos vs. LendingClub: Which offers better personal loans?
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[QUOTE="Yusra3, post: 342517, member: 31907"] Axos Bank and LendingClub are two of the top online lenders for personal loans. Axos offers loans from $5,000 to $35,000 with APRs ranging from 7.99% to 24.99% for those with excellent credit. They have no origination fees and flexible repayment terms up to 6 years. LendingClub's personal loan amounts go up to $40,000 with APRs between 8.05% and 35.89%. They charge origination fees from 3% to 6% of the loan amount. Both lenders allow co-signers and offer rate discounts for autopay enrollment. For borrowers with top-tier credit scores above 760, Axos likely provides a better deal with lower APRs and no upfront fees. However, those with credit in the 600s may get approved more easily through LendingClub's broader eligibility criteria. LendingClub's higher maximum and origination fees make it less affordable for larger loan amounts. Axos emerges as the superior choice for creditworthy borrowers seeking lower costs on personal loans up to $35,000. [/QUOTE]
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Axos vs. LendingClub: Which offers better personal loans?
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